.faq-accordion {
  border-top: 1px solid rgba(45, 55, 129, 0.15);
}

/* Panel reset */
.faq-accordion .panel {
  border: none;
  border-radius: 0;
  box-shadow: none;
  margin-bottom: 0;
}

/* Divider between items */
.faq-accordion .panel+.panel {
  border-top: 1px solid rgba(45, 55, 129, 0.15);
}

/* Heading */
.faq-accordion .panel-heading {
  background-color: transparent !important;
  padding: 0;
}

/* Question link */
.faq-accordion .panel-title a {
  display: block;
  position: relative;
  padding: 18px 24px;
  font-weight: 600;
  font-size: 16px;
  color: #2d3781;
  text-decoration: none;
  transition: color 0.2s ease;
}

/* Hover / focus */
.faq-accordion .panel-title a:hover,
.faq-accordion .panel-title a:focus {
  color: #41afe9;
  text-decoration: none;
}

/* Icon wrapper */
.faq-accordion .faq-icon {
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #41afe9;
  color: #fff;
  text-align: center;
  font-weight: 700;
  line-height: 20px;
  font-size: 16px;
  transition: background 0.2s ease;
}

/* Open state (minus) */
.faq-accordion .panel-title a .faq-icon:before {
  content: "−";
}

/* Closed state (plus) */
.faq-accordion .panel-title a.collapsed .faq-icon:before {
  content: "+";
}

/* Closed icon colour */
.faq-accordion .panel-title a.collapsed .faq-icon {
  background: #2d3781;
}

/* Answer panel */
.faq-accordion .panel-collapse {
  background-color: transparent;
}

/* Answer content */
.faq-accordion .panel-body {
  padding: 18px 18px 24px 24px;
  color: #333;
  font-size: 15px;
  line-height: 1.6;

}

/* Optional: subtle animation polish */
.faq-accordion .panel-collapse.collapse {
  transition: height 0.25s ease;
}